Luxury homes in Georgetown, Washington, DC
Georgetown's Federal row houses, garden houses and riverfront residences, bought and sold with Daryl Judy, the #2 agent in DC by sales volume.
Meet Daryl Judy
Daryl Judy has been a Realtor in Washington, DC since 2006 and is an Associate Broker with Washington Fine Properties. RealTrends Verified ranks him #2 in the District by sales volume for 2025, with $77.19 million across 40 sales at an average price of $1.93 million. Before real estate he worked in teaching, sales and marketing, and he is a Penn State graduate.
- RealTrends Verified#2 in Washington, DC by sales volume, 2025 sales data ($77.19M, 40 sides)
- Washington Fine Properties360 sales of $1M or more on record ($670.2M), 40 of them in Georgetown ZIP 20007
- WashingtonianBest Real Estate Agents: 100 Best Agents, Elite Producers Platinum
RealTrends Verified 2025 sales data and Washington Fine Properties sales history, October 2026. Licensed in the District of Columbia, license BR 699875.
Call Daryl · (202) 380-7219A price built from comparable sales
Pricing starts from recent sales of the same kind of house on nearby blocks, reviewed with you line by line before a list price is set.
“We appreciated his bringing to us that very thorough and detailed list of comps, and for the sensible advice in setting a sales price that was in line with current conditions in the DC real estate market.”Allen H., sold a home in 2026, Zillow
Preparation before the house goes live
What to fix, what to leave and what to document, including any Old Georgetown Board approvals a buyer will ask to see.
“Daryl Judy and his team did an excellent job helping us to prepare and sell our home.”John and Ken, Google review
A launch built to draw offers
Photography, timing and exposure planned so the first two weeks on the market do the work.
“His marketing strategy generated multiple offers over our asking price in just two weeks despite severe January weather.”Zillow reviewer, sold a home in 2026
Negotiation through to settlement
Offers, inspections, the DC transfer and recordation tax split and the settlement timeline, handled in order.
“He understands the art of negotiation. He was always available, even when he shouldn't be (when on vacation). He knew when to push, and when to let it sit.”Ami C., bought a home in Sixteenth Street Heights, 2024, Zillow
“Daryl helped me buy my wonderful Georgetown condo in 2010, and since I loved working with him then, I re-hired him to help me sell it in 2020. … His sound advice helped me navigate pricing and selling during COVID, and resulted in a very fast sale.”Traci S. · Sold a condo in Georgetown, DC (2020) · Zillow
“At a time when the inventory of homes was extremely low and houses were being sold in days, he worked with us to identify the perfect home. When the right one finally came, he quickly worked with the seller's agent to seal the deal.”Zillow reviewer · Bought and sold a townhouse in Georgetown, DC (2012) · Zillow
“His knowledge and expertise of the local area, especially in nicer, turnkey properties, is very impressive. It was this expertise and knowledge that led me to close on my new Georgetown townhouse in May 2019.”Jerry M. · Bought a single-family home in Burleith, DC (2019) · Zillow
“We encountered a few snafus along the way, including a challenging negotiation period. Daryl encouraged us to stay the course and without his tenacity and expertise, the deal would have surely fallen apart.”Karl H. · Bought a townhouse in Kalorama, DC (2017) · Zillow
Excerpts quoted from Zillow reviews that name Daryl, October 2026. Names shortened for privacy. 5.0 out of 5 from 86 team reviews on Zillow ↗
Georgetown, in detail
Living in Georgetown →
- 01→
Living in Georgetown
Where the neighborhood starts and stops, getting around without a Metro station, parking, schools and daily life.
- 02→
Is Georgetown safe?
What the District's crime data shows for Georgetown, and how it compares with the rest of DC.
- 03→
Row houses and townhouses
Federal, Victorian and freestanding houses: what each looks like, what it costs and what to check before you buy.
- 04→
Georgetown condos
The full-service and boutique buildings, with fees and trade-offs.
- 05→
The historic district and the Old Georgetown Board
What needs approval before you change a window, a door or a rear addition, and how long review takes.
- 06→
Living on the waterfront
Washington Harbour, the C&O Canal and the homes below M Street, including the flood questions to ask.
- 07→
East Village and West Village
How the two halves of Georgetown differ in houses, streets and prices.
- 08→
Things to do in Georgetown
The gardens, canal towpath, waterfront park and shopping streets within walking distance.
- 09→
The Georgetown housing market
Prices, time on market and how the luxury end has moved, updated monthly.
The market, block by block
Georgetown housing market →| Neighborhood | Typical value | Past year |
|---|---|---|
| Spring Valley | $1,996,401 | +3.4% |
| Burleith | $1,582,587 | +3.5% |
| Georgetown | $1,515,129 | +3.6% |
| Kalorama | $1,380,095 | +3.6% |
| Chevy ChaseChevy Chase, DC | $1,344,975 | +1.4% |
| Foxhall | $1,324,355 | +4.0% |
| Logan Circle | $565,764 | +0.7% |
| Washington, DCCitywide | $570,082 | −1.1% |
Zillow Home Value Index for each neighborhood (Zillow's boundaries), August 2026. A typical value is the middle of the market, not its top.
Owning a home in the District
DC closing cost calculator →DC property tax
Rates by class, the homestead deduction and a worked bill on a Georgetown house.
Transfer and recordation tax
What buyers and sellers each pay at settlement, at every price tier.
DC estate tax
How the District's estate tax and its exemption work for a homeowner.
DC income tax
Top-bracket rates, and DC against Maryland and Virginia.
TOPA
How DC's tenant purchase law affects buying or selling a rented home.
Cost of living in DC
A real budget for a household in Northwest Washington.
Moving to Washington, DC
Neighborhoods, schools and timing for a move to the capital.
Private schools
Where the District's independent schools are, and the neighborhoods near each.
Washington, DC luxury homes
Where the District's most expensive homes are, neighborhood by neighborhood.
Luxury condos in DC
Full-service buildings, condo against co-op, and penthouses.
Historic homes in DC
Row houses across the District's historic districts, and the review that comes with them.
The DC housing market
Prices, inventory and how the top of the market differs.
A neighborhood older than the capital
Georgetown was a port town before Washington existed, and its streets, canal and houses still follow that older plan.
The historic district →What is your home worth today?
A private valuation from Daryl, built from recent sales on your street rather than an online estimate.
- Comparable sales on your blocks, not ZIP-wide averages
- What buyers will pay for your house's particular features
- Your figure stays between us; there's no listing obligation
Zillow's typical Georgetown home reached a record $1,515,129 in August 2026, about 2.7 times DC's typical value, while the District as a whole sits about 13% below its 2022 peak. For a luxury home at or above that figure, buy a row house rather than a condo: the Old Georgetown Act has kept the supply of houses fixed since 1950, and Georgetown's typical value dipped only about 4.2% after 2022 before reaching its record, while DC's condo areas kept falling. If you need room to add on, look just north to Burleith, where Zillow's typical value is higher still.
You're weighing a Georgetown purchase and need to know what houses cost, what you'll pay beyond the price and what you can change once you own.
Why Georgetown prices keep rising while DC's fall
Georgetown is the rare part of Washington where the price chart and the city's chart point in different directions. Zillow's typical home value for its Georgetown area reached $1,515,129 in August 2026, the highest figure in its records and up 3.57% in a year. The District's typical value fell 1.05% over the same year to $570,082 and still sits about 13% below its June 2022 peak. A typical Georgetown home is now worth about 2.7 times a typical DC home.
The reason is supply. Congress passed the Old Georgetown Act in 1950, and since then the U.S. Commission of Fine Arts has reviewed construction, alteration and demolition across the district on the advice of the Old Georgetown Board. The district holds about 4,000 primary buildings dating from about 1765 to 1940, and the Board's policies discourage rear additions deeper than the neighbors, roof additions seen from the street and new curb cuts. Nobody is adding houses here, so buyers compete for the same ones.
That showed in the last downturn. When rates rose, Georgetown's typical value slipped about 4.2% between June 2022 and March 2024 and then climbed past its old high, while DC as a whole kept falling. Over ten years Zillow has Georgetown up 35.58% against 13.11% for the District. For month-by-month detail, read the Georgetown housing market report; for the citywide picture, see how the DC housing market is moving.
What luxury homes in Georgetown cost by house type
Zillow publishes one typical value for the whole area, so the clearest way to see prices by type is to set it beside the closed sales a local paper reports each month. The Georgetowner counted 52 Georgetown sales from July through September 2026 worth $108.8 million in total, an average of about $2.09 million. The cheapest sales in August and September were condos at $750,000 and $850,000, and the most expensive was $7,700,000.
| Measure | Figure | What it tells you |
|---|---|---|
| Zillow's typical home value, Georgetown area (August 2026) | $1,515,129 | The middle of the market, smoothed; a record high |
| Zillow's typical home value, ZIP 20007 (August 2026) | $1,264,105 | Lower because the ZIP reaches beyond the historic core |
| Average reported sale, July to September 2026 | about $2.09 million | Pulled up by a handful of large houses |
| Range of reported sales, August and September 2026 | $750,000 to $7,700,000 | Condos at the bottom of the range |
Row houses: most of what's for sale, with a fixed footprint
Row houses make up most of Georgetown's stock, from Federal rows on N Street to the rows built after 1870. The catch is size: the Board expects a rear addition to stay in line with the neighbors and stay subordinate to the house, so the square footage you buy is close to what you'll keep. Our guide to Georgetown row houses and their window and addition rules covers each age band.
Freestanding houses on the heights
Above the old town, the squares were never cut into row lots, and estates such as Dumbarton Oaks and Tudor Place (both now museums) still hold their grounds. Expect the strictest site rules here: the Board strongly discourages new curb cuts and opposes paving over yards, so a house without a garage will likely stay without one.
Condos: the entry point, and a separate market
The least expensive Georgetown sales are condos, and they behave differently from the houses. Across DC, condo-heavy areas have lost value: Zillow has Foggy Bottom down 4.08% and the West End down 2.01% in a year. A Georgetown condo trades on its own building's fees, reserves and flood plan, which our guide to Georgetown condos and residences walks through.
East Village, West Village and Book Hill
No official map draws these lines, so treat the names as shorthand and ask which streets someone means. All three sit inside the historic district.
East Village
The name usually means the residential streets on the side nearer Rock Creek Park, the district's eastern edge. It's the side nearer the Foggy Bottom-GWU and Dupont Circle Metro stations, though each is still about a mile from Georgetown.
West Village
The commonly used name for the residential side toward Georgetown University and Glover-Archbold Parkway, the district's western edge. Your nearest Metro is Rosslyn, across the Key Bridge.
Book Hill
Book Hill is the small area around the 1600 block of Wisconsin Avenue, with galleries, antique shops, boutiques and cafes, according to the Georgetown BID. For Burleith, Hillandale and a side-by-side table, see how Georgetown's villages and neighbors compare.
Costs beyond the price, by who pays
Group the closing and carrying costs by who owes them, because DC law decides some and your contract decides others. Here's the math on a house at Zillow's typical value of $1,515,129; redo each line with your own price.
| Cost | Who pays | Rate (2026) | On $1,515,129 |
|---|---|---|---|
| Deed transfer tax | Seller, by statute | 1.45% of the full price | $21,969 |
| Deed recordation tax | Set by the sales contract | 1.45% of the full price | $21,969 |
| Property tax, first year | Owner | $0.85 per $100 of assessed value | about $12,879 before any deduction |
| Down payment to stay conforming | Buyer | Loan at or under $1,249,125 | at least $266,004 (about 17.6%) |
DC transfer tax: the seller's by law
DC's deed transfer tax is 1.45% of the whole price on any residential sale of $400,000 or more, and DC Code § 47-903 puts it on the seller. The buyer is liable only if the seller doesn't pay. If a contract tries to shift it, read that clause twice.
Recordation tax: whoever the contract names
Recordation tax is another 1.45% at this price. The statute makes both parties jointly liable, so the sales contract sets who pays it. Our page on DC transfer and recordation tax has the full rules, and the DC closing cost calculator runs your price.
Jumbo financing above $1,249,125
The 2026 conforming loan limit for a one-unit home in DC is $1,249,125. At the typical value, about 17.6% down keeps you under it; at 20% down, any price above about $1.56 million needs a jumbo loan. On a $1,212,103 loan (20% down at the typical value), principal and interest at Freddie Mac's 7.28% average 30-year rate for the week of October 1, 2026 come to about $8,293 a month.
DC property tax
Houses with one or two units pay $0.85 per $100 of assessed value on the first $2.558 million and $1.00 per $100 above it, so a $3 million assessment owes $26,163 before deductions. If you live there, the tax year 2026 homestead deduction takes $91,950 off the assessment. One catch for buyers: the 10% yearly assessment cap the seller enjoyed doesn't pass to you, so your first bill can jump. See how DC property tax is calculated.
Insurance on an old house
The district's buildings date from about 1765 to 1940, and replacing a visible window or door needs Commission of Fine Arts review. Ask your insurer whether the policy pays to replace like with like (wood windows, slate, brick) rather than modern equivalents. If the house is near the river, look the address up on FEMA's Flood Map Service Center before you make an offer.
How buying a luxury home in Georgetown works
Buying here follows DC's usual steps with one extra: the house's record with the Commission of Fine Arts. Take them in this order.
1. Size the loan against the conforming limit
Decide whether you'll stay at or under $1,249,125 or go jumbo before you tour. That number, and your down payment, set the price you can offer without changing lenders mid-contract.
2. Sign a buyer agreement
Since August 17, 2024, under the NAR settlement rules, an agent who's an MLS participant needs a written agreement with you before you tour a home, and offers of compensation can't appear on the MLS. Read what the agreement says you'll pay.
3. Read the house's approval history
Anyone can search past Old Georgetown cases on the Commission of Fine Arts' project search. Check that the windows, rear deck, fence and any addition match an approval, because work done without one can bring a stop-work order and a referral back to the Board after you own it. Our Old Georgetown Board guide explains what needs review.
4. Get the disclosure and lead paperwork
A DC seller owes you a signed disclosure statement before or when you sign the contract. For a house built before 1978, which is nearly every house here, you also get the EPA lead pamphlet, any known lead reports and a 10-day window for a lead inspection unless you waive it in writing.
5. Settle and record the deed
At settlement, the transfer and recordation taxes are paid and the deed is recorded. If you'll sell later, the same rules apply in reverse: our guide to selling a Georgetown house covers them from the seller's side. I can pull the approval history and recent sales on any house you're considering.
Where Georgetown is, and what to read next
Georgetown is part of Washington, DC, in Ward 2 and ZIP code 20007, roughly bounded by Reservoir Road and Dumbarton Oaks Park, Rock Creek Park, the Potomac and Glover-Archbold Parkway. For day-to-day life, read what living in Georgetown is like; for crime figures, our page on Georgetown crime data uses Metropolitan Police Department numbers and explains the method. Budgets beyond housing are on the cost of living in Washington, DC.
Sources for the figures on this page
- Zillow Research: Zillow Home Value Index (August 2026)
- Freddie Mac: Primary Mortgage Market Survey
- DC Historic Preservation Office: Georgetown Historic District brochure (PDF)
- DC Office of Planning: About the Georgetown Historic District
- U.S. Commission of Fine Arts: Old Georgetown
- U.S. Commission of Fine Arts: Old Georgetown FAQs
- U.S. Commission of Fine Arts: Policy on Additions and Site Alterations
- Georgetown BID: Neighborhoods
- The Georgetowner: July 2026 sales
- The Georgetowner: August 2026 sales
- The Georgetowner: September 2026 sales
- DC Office of Tax and Revenue: recordation and transfer tax FAQ
- DC Code § 47-903 (deed transfer tax)
- DC Code § 42-1103 (recordation tax)
- DC Office of Tax and Revenue: Real Property Tax Rates
- DC Office of Tax and Revenue: Real Property Tax Reliefs, Credits, and Deductions
- FHFA: 2026 full county loan limit list
- NAR: Settlement FAQs
- DC Code § 42-1302 (seller disclosure)
- EPA: Real Estate Disclosures about Potential Lead Hazards
- DDOT: enhanced Metrobus service plan (Circulator wind-down)
- DC DMV: Residential Parking Permits
- Wikipedia: Georgetown (Washington, D.C.)
Questions buyers ask
What is the average home price in Georgetown, DC?
Zillow's typical home value for its Georgetown area was $1,515,129 in August 2026, a record high and up 3.57% in a year. Closed sales run higher on average: the Georgetowner reported 52 Georgetown sales from July through September 2026 totaling $108.8 million, about $2.09 million each, because a few large houses pull the average up. Condos sold from $750,000.
Is Georgetown part of Washington, DC?
Yes. Georgetown is a neighborhood of Washington, DC, in Ward 2. It began as a separate port town, laid out in 1751 under a Maryland act before the District of Columbia existed, and it lost its own town charter in 1871. Today it is the Georgetown Historic District, Washington's first, created in 1950.
What is the ZIP code for Georgetown, DC?
Georgetown's ZIP code is 20007. The ZIP covers more ground than the historic district, which is why Zillow's typical value for ZIP 20007 ($1,264,105 in August 2026) is about 17% lower than its figure for the Georgetown area itself ($1,515,129). When you compare prices, say which boundary you used.
How expensive is it to live in Georgetown, DC?
Housing is the big cost. A typical Georgetown home is worth about 2.7 times a typical DC home on Zillow's August 2026 figures. Houses pay DC property tax of $0.85 per $100 of assessed value up to $2.558 million and $1.00 above that, so a $1.5 million house owes roughly $12,900 a year before any deduction.
Where can you park in Georgetown, DC?
Many Georgetown row houses have no off-street parking, and the Old Georgetown Board strongly discourages new curb cuts, so don't plan on adding a driveway. Residents rely on DC's Residential Parking Permit, which costs $55 a year for the first vehicle and $80 for the second, under DC DMV's current fee schedule. Visitors use commercial garages.
Do I need a jumbo loan to buy in Georgetown?
Often, yes. DC's 2026 conforming loan limit for a one-unit home is $1,249,125. On a house at Zillow's typical Georgetown value of $1,515,129, you need about 17.6% down to stay at or under that limit. With 20% down, any purchase above about $1.56 million needs a jumbo loan.
Buying or selling in Georgetown?
Call me, tell me what you have in mind, and I'll take it from there.
Call Daryl · (202) 380-7219